Terms of Service

1. Acceptance of Terms

By accessing this website, you agree to these Terms.

2. General Information Only

Content on this website is provided for general information only.

3. Consultation Requests

Consultation requests are subject to confirmation.

4. No Professional Relationship Created by Website Use

Website use does not itself create a professional relationship.

5. Insurance and Financial Products

Products may be subject to eligibility and regulatory requirements.

No result is guaranteed.

6. User Responsibilities

You agree to use the website lawfully.

7. Intellectual Property

Website materials are protected by intellectual property laws.

8. Third-Party Services and Links

Third-party services are governed by their own terms.

9. Disclaimer of Warranties

The website is provided on an “as is” basis.

10. Limitation of Liability

Liability is limited to the fullest extent permitted by law.

11. Privacy

Your use of this website is also subject to our Privacy Policy.

12. Changes to These Terms

These Terms may be updated periodically.

13. Governing Law

These Terms are governed by applicable law.